In many countries students who leave high school have no understanding of how to manage their money. What do you think are the reasons? What can be done to improve this important skill?

Financial independence is one of the most important responsibilities of adult life, yet many students leave high school without understanding budgeting, saving, debt, interest rates, or basic financial planning. This gap is not simply a personal weakness; it reflects failures in education, family communication, and the wider consumer culture. To improve the situation, financial literacy must be treated as a practical life skill rather than an optional extra.